Personal finance in 30 currencies
Your cash flow and your net worth, finally on one screen
Most budgeting apps stop at the current account. FinFlow keeps going. The property, the mortgage, the loans, the portfolio and the crypto all count toward the same number, in any currency.
No card required, Hebrew and English, works on mobile
What other apps leave out
You can track every shekel that leaves and still not know what you are worth. A property bought with a mortgage is not wealth. The equity is, and that is what FinFlow works out.
Property and tangible assets
A valuation history you can correct retroactively, equity against the debt, and a simulation of what a sale would actually leave you.
Loans and mortgages
A full amortisation schedule, the split between principal and interest, and what paying extra each month saves you in years and in money.
Investments and crypto
Holdings with average cost and unrealised profit. A position with no live price is shown at cost and labelled, never quietly counted as flat.
Genuinely multi currency
Balances at today's rate, while a past transaction keeps the rate of the day it happened. Ten dollars in February is not ten dollars today.
Cash flow and forecast
What is genuinely left to spend this month once committed money is taken out, not just the balance the bank shows.
Shared workspace
Share a flow with a partner, viewing only or full access, without handing over a password.
Everything in one place
Bank and cash accounts
Current, savings and cash, each in its own currency.
Credit cards
Limit, utilisation, billing date, instalments and the subscriptions sitting on the card.
Savings and goals
The deposit rate you actually keep, and when it reaches the target.
Crypto
Quantity, average cost and market price per coin.
Business
A tax reserve at a rate you set, so the balance stops flattering you.
Privacy
Each user sees only their own data, enforced at the database.
Common questions
Does FinFlow connect to my bank automatically?
No. Entries are added manually or imported, and that is deliberate: you never hand over bank credentials. In exchange you get coverage a bank feed cannot give you, including property, loans and investments.
How is FinFlow different from other budgeting apps?
Most are strong on current account cash flow and barely touch assets. FinFlow also handles property with valuation history and equity, mortgages and loans with a full amortisation schedule and prepayment simulation, and investment and crypto holdings. All of it counts toward one net worth figure.
Can I use more than one currency?
Yes, 30 of them. Balances convert at the current rate, while a transaction that already happened keeps the rate of the day it occurred. History does not drift with the market, and changing a transaction's date updates its conversion.
Can I share a flow with my partner?
Yes, with viewing access or full edit access, without sharing a password. You can switch between your own flow and a shared one at any time.
What does it cost?
Opening an account and using it is free.
Does it work on mobile?
Yes. It adapts to every screen size and can be installed to the home screen as an app.
See the whole picture
Open an account, add what you have, and see where you actually stand.
Start free